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Fax Number: 989-832-6842 https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds Phone Number: 269-781-0707 Box 195 The deed must list the name and business address of the person that prepared the deed. Email: goodreauw@baragacounty.org The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Fax Number: 906-875-0658 Suttons Bay, MI 49682-9718 https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds For example, you may set it up so that you have an 80 percent interest in the property while your sister has a 20 percent interest in the property. Tawas City, MI 48764 The property transfer occurs automatically at the prior owner's death, avoiding probate. Phone Number: 231-724-6271 Phone Number: 231-922-4753 Returning to the $100,000, suppose you create a TOD deed for your spouse. Buildings, Safety Engineering and Environmental Department. Fax Number: 231-533-8317 You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. % of people told us that this article helped them. Bring a government-issued photo ID with you when you get your signature notarized. Leave the notary section blank. The American College of Trust and Estate Counsel. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. Thanks to all authors for creating a page that has been read 206,090 times. We recommend that you consult an attorney or real estate professional for assistance in preparing the proper document that will convey the type of interest you want a particular person or entity to have in your property. It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. http://www.mackinaccounty.net/departments/register-of-deeds/, Macomb County Register of Deeds Harrison, MI 48625 P.O. http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds Ludington, MI 49431 Marquette, MI 49855 Phone Number: 586-469-7953 In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. By using our site, you agree to our. http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. wikiHow marks an article as reader-approved once it receives enough positive feedback. 698 If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. This is wonderful!". Some states have a specific deed-holding status: Tenants in the entirety. Phone Number: 906-293-5521 The types of transfers that are excluded vary among states. Fax Number: 989-790-5278 Phone Number: 517-264-4538 800 10th Street, Suite 200 P.O. Take the new deed to the county recorder's office. The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. Fax Number: 989-345-6221 P.O. Phone Number: 989-345-0728 Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. Estate Planning in Michigan Using a Ladybird Deed. Fax Number: 734-240-7395 % of people told us that this article helped them. Accessed April 10, 2020. International Center Phone Number: 989-785-8079 is not an easy one. List of County Register of Deeds . These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date. MCL 565.201a. County Administration Building Some transfers are excluded from reassessment. Phone Number: 616-994-4510 Many of these reasons involve marriage, moving in together, divorce or estate issues. Email: registerofdeeds@picounty.org The deed should include the grantor's marital status. https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Fax Number: 989-846-9166 Phone Number: 616-527-5320 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds There are 8 references cited in this article, which can be found at the bottom of the page. http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds Uniform Commercial Code Section Phone Number: 517-322-1144, Shiawassee County Register of Deeds If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. Corunna, MI 48817 To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. P.O. 205 E. 11th St. You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. My spouse died, how do I remove my spouse's name from my deed? For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. West Branch, MI 48661 Lapeer, MI 48446 Talk to a property law attorney if you're interested in creating a tenancy by the entirety. Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. Department of Public Works Ontonagon, MI 49953 By using our site, you agree to our. Phone Number: 269-983-7111 ext. Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. I can now proceed with an easier and, "I asked if I could do this, and I not only got an answer, but also step-by-step instructions. If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. Phone Number: 231-547-7204 How do I add someone to my deed? wikiHow is where trusted research and expert knowledge come together. Phone Number: 231-882-0016 Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. Next, obtain a quitclaim form from the county recorders office where the property is located. Box 789 Real Property 313-224-5854 There are different forms of deeds depending on the situation involved. You may also have to pay a document transfer tax. When you use a quitclaim deed, you're only transferring any ownership interest you have. "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. Phone Number: 269-445-4464 Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. Fax Number: 989-734-0506 Harrisville, MI 48740 Also specify the type of ownership each party will have. The separate interest refers to the monetary interest in the property. unlocking this expert answer. Phone Number: 231-627-8808 These exemptions vary among states. Last Updated: June 3, 2020 http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds ", You must use specific language in your deed to create a joint tenancy. https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Tenancy by the entirety is only available for married couples and is not recognized in some states. 23 E. Pearl Street When transferring equity to add a name to your property's title deeds, your conveyancing solicitor will: To transfer equity on a property or land, it will be necessary to: Obtain and review a copy of the property's title from HM Land Registry (HMLR) Prepare the transfer deed legal documents. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. 310 Ludington Street, Suite 104 Leave the notary section blank. Phone Number: 989-362-2021 Clemens, MI 48043 https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds how to add someone to a deed in michigan . 113 Chestnut Street Box 609 Phone Number: 989-832-6820 http://www.lenawee.mi.us/259/Register-of-Deeds, Livingston County Register of Deeds St. Joseph, MI 49085 Without reading this article, I would have pursued a different route. Houghton, MI 49931 Note: A deed is an instrument used to transfer ownership (title) to another person. Phone Number: 517-543-4203 Planning & Economic Development. Phone Number: 989-790-5270 http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds The answer to the question, "How do you add a joint owner to a property?" Enjoy! 701 Main Street If your goal is to avoid probate, be sure to specify on the form that you're claiming as joint tenants with a right of survivorship. 106 5thP.O. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Phone Number: 989-846-9201 Box 438 https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds Complete, review and sign the quitclaim or warranty form. Bessemer, MI 49911 Email: jwinton@oscodacountymi.com https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Phone Number: 231-592-0148 Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Make sure you select the one that best suits your needs. Atlanta, MI 49709 Step 1: Download the MI quitclaim deed form. Stanton, MI 48888 "Frequently Asked Questions on Gift Taxes." The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. Phone Number: 989-895-4228 Fax Number: 989-895-4296 When executed and notarized, the quitclaim deed legally overrides the current deed to your home. References To learn more about tax liability associated with adding your spouse to a deed, read on! Phone Number: 269-945-1289 Fax Number: 810-648-5461 Issues of marriage and property ownership become complicated when a divorce is involved. https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds Phone Number: 906-863-2822 Escanaba, MI 49829 448 Court Place You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. This article was written by Jennifer Mueller, JD. For more detailed information on how to add someone to your house title, scroll down. If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. 2 South 6th Street, Suite 11 255 W. Main Street Muskegon, MI 49442 1045 Independence Blvd. Unlike some other types of property, you can't just add their name to the existing deed. https://www.co.huron.mi.us/register-of-deeds, Ingham County Register of Deeds This might end up activating the due-on-sale clause if it is part of your mortgage clauses. You will have to file a quitclaim deed and then file a new deed with joint ownership. 806 W. Houghton Avenue, Room 104 Box 8645 Phone Number: 989-826-1116 Some common exemptions include homestead exemptions or exemptions for people over the age of 65. https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Co-owners who are tenants in common can use the property as security on a loan or take out a mortgage on the property, but only to the extent of their ownership interest. Centreville, MI 49032 P.O. https://www.stclaircounty.org/offices/register_of_deeds/, St. Joseph County Register of Deeds In this case, 86% of readers who voted found the article helpful, earning it our reader-approved status. She received her JD from Indiana University Maurer School of Law in 2006. Record the TOD with your county recorder of deeds, and rest assured that your loved one automatically owns your house when you have passed. not mine. In California, you can. https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds Suite 301 You'll become joint tenants with rights of survivorship. 720 W. Chisholm Street "The Trade-Offs of Repealing Step-Up in Basis." P.O. Big Rapids, MI 49307 Get a copy of your current deed and select the type of new deed form you want to use. If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Holding Title: Tenants vs. "Tenants". Phone Number: 906-667-0381 https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds Tenants by the Entirety. Petoskey, MI 49770 Public Works . The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Joint Tenants with Full Rights of Survivorship. We do not have any blank deed forms available in our office. You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. were I to add him to my deed. IRS. 8527 E. Government Center Drive 287 W. Nepessing Street Suite 1 A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. Menominee, MI 49858 For more detailed information on how to add someone to your house title, scroll down. Fax Number: 517-543-4134 Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. Thanks to all authors for creating a page that has been read 636,176 times. 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