At Aqua, the cash withdrawal fee is 3% of what you withdraw, with a minimum fee of £3. Could reduce interest rates to 19.9% in 3 years. Need a little guidance? finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Your credit card issuer gives you a credit limit, which is the highest outstanding balance you can have on your credit card at any given time.As long as you remain on good terms and stay under your credit limit, you can keep making purchases up … HSBC Advance Credit Card. 0% . London, SE1 9RS. This part of your card balance will incur interest of 34.95%. Reduce your rate over three years if you stay within your credit limit and pay on time; No extra fees on what you spend abroad We treat our customers with respect. 0% . aqua is part of the London-based NewDay group of companies, which is the credit card provider for some big high street names, including Debenhams, Topshop, Laura Ashley and Amazon. Aqua advance credit card offers credit limits up to £1600, allowing the cardholder to draw only a portion of the available credit, and thereby keep the percentage of debt capacity low. One solid feature is that your interest rate might drop by 5% a year for three years, potentially getting to as low as 19.9%. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. Amazon Classic Mastercard. Learn how we maintain accuracy on our site. Collect 1 Tesco Clubcard point per £4 spent (£4 minimum) in Tesco and 1 Clubcard point per £8 spent (£8 minimum) outside Tesco in each purchase transaction. Although they come with a higher Annual Percentage Rate (APR) than mainstream credit cards, they can be a gateway to more competitive products if you manage your account well and repay what you owe on time. Aqua credit card works well had no… Aqua credit card works well had no problems . Say your credit card's credit limit is $10,000 and you have a credit card balance of $4,000. this I hope will be adjusted shortly . You are about to post a question on finder.com: At Finder, we value and respect our editorial independence. While they're extremely rare in the UK, good alternatives do exist. As a credit-builder card, the interest rates on the Aqua Classic are higher than average.The representative APR is 37.9% on the card, which means that 51% of the applicants will receive a 37.9% interest rate on their purchases. that aims to provide you with the tools you need to make better When you apply for a savings or credit card through us, the card issuer will usually pay us a fee. Credit cards comparison of over 180 cards from 70 providers. You just need … Offering reducing rates for each year of responsible card use, the aqua Advance is an admirably innovative credit card. aqua Advance Credit Card (34.9% APR) Category: Game card. At 34.9%, carrying a balance from month to month would be costly. filter through products to find the best deals. The aqua Advance credit card is issued on the Mastercard network so it's accepted at nearly 53 million merchants across more than 210 countries and territories. The Aqua Advance Credit Card includes many of the features that make other Aqua cards great for those looking to build or rebuild credit. No cashback and 3% fees for using card abroad. You'll also gain access to services such as CreditView Improve and CreditView Alerts. Aqua specialises in credit-builder cards, which are designed to improve your credit rating. Get free, unlimited access to your credit report and score with CreditView, which means you can keep track as you use Aqua Advance card. The main features of the HSBC Advance Credit Card: low introductory interest rate, and no annual fee.. The Aqua Advance Credit Card is a solid credit builder card for those trying to improve their credit rating through good behaviour, and who need a card to use abroad. However, your lack of credit history means you may find you aren’t eligible for many. Tags: bad credit score credit cards, credit cards for bad credit, credit cards for poor credit, instant credit cards. ... aqua Advance credit card. The brand believed in clarity, empathy, integrity and commitment. No currency conversion charges when you use the card overseas. Always consider your own circumstances when you compare products so you get what's right for you. price. reference number: 786446). The fee for a money transfer is 3% (min. We’re here to help. max credit. unsure you should get independent advice before you apply for any That's not a great idea. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. What are the benefits of the Aqua Advance card? Like any credit card, a student credit card is a way of spending money you don’t yet have. The new Aqua Advance card boasts an interest rate that falls sharply over time. aqua offers a range of credit cards for those with poor or limited credit histories, who might struggle to get approved for more mainstream cards. Launched: Oct. 1, 2020 The new Petal® 1 Visa® Credit Card is an unsecured credit card for people with limited or fair credit. Alternatively you may wish to set up a direct debit. £1200 . The aqua Advance Mastercard is a “credit-builder” card with slightly more favourable terms than others in aqua’s range. However, you shouldn’t trust that you’ll always be receiving the best rates you’re eligible for – in other words it’s still likely to be beneficial to shop around as your credit score improves. How do I get a lower credit card interest rate? 35.9% APR, starting credit limit between 250-1200£. What do Aqua credit cards offer? Potential Interest Charges. The table below shows the options available. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. United Kingdom. The exact rate that you are offered will depend on your personal circumstances. Aqua Classic – standard credit card in Aqua’s offer. 0% variable APR on purchases 3% variable APR on cash withdrawals . authorised and regulated by the Financial Conduct Authority (firm Because of this, it's considered ideal to keep your ratio under 30%. If aqua is able to offer you this deal, the offer will specify a personalised credit limit based on aqua's assessment of your situation. , we may receive compensation if you withdraw money from a panel of lenders for who. Yet get it wrong and you have a credit limit is a mean! Loan than a payday loan for featured placement of product information, it 's considered ideal to keep ratio. Or How to set up Apple pay or How to set up Google pay completing. 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